I'm really not happy with the pathetic amount you're able to pay month over month ... and I'll help you becoming a better pay slave! From now on you'll track all of your expenses - to the last penny. Afterwards we'll analyze your spending - and optimize it. And you better hope I don't see any unnecessary spending like restaurants, leisure activities or clothes on your excel sheet - I mean, for real humans these are valid expenses - but for a pay slave? Totally unnecessary and they should definitely go into my pockets instead. They're not just wasted on you - but also distract you from your main goal in life - earning more money FOR ME!